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Owning a Vehicle — Illinois Driver's License Practice Test

Owning a VehicleQuestion 1 of 30

41 questions in this topic · 30 drawn at random this round

What type of insurance must all vehicles operated in Illinois carry?

Illinois Rules of the Road

All questions are based on the official Illinois Rules of the Road handbook. Study the relevant chapter to reinforce your knowledge.

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This Illinois Driver's License Owning a Vehicle practice set has 41 practice questions based on the official exam materials, each with an instant explanation. You need 80% on the real Illinois Driver's License knowledge test to pass.

Topic overview

This chapter covers the paperwork and responsibilities that come with owning a vehicle in Illinois: buying from a dealer, a private owner, or out of state; registering the vehicle and obtaining a Certificate of Title; and license plate requirements, including the Temporary Registration Permit issued while you wait for plates.

It also covers ongoing ownership duties that are tested often: annual registration renewal, mandatory liability insurance with its minimum coverage amounts, emissions testing in certain counties, and the special/reduced-fee and disability license plates and parking placards available to qualifying owners.

A common mistake is assuming license plates stay with the vehicle when it's sold — in Illinois, plates belong to the owner, not the car, so a seller keeps them. Another is confusing the different disability placard types, since only some of them exempt the holder from parking-meter fees.

Do I get to keep the license plates if I sell my vehicle?

Yes — in Illinois, license plates remain with the owner, not the vehicle. When you sell a vehicle, you should remove and keep the plates rather than leaving them with the buyer.

What is a Temporary Registration Permit (TRP) and how long is it valid?

A TRP is issued when you register a vehicle so you can drive it legally while waiting for your plates. It's valid for 90 days from issuance and should be removed and destroyed once your permanent plates arrive.

What are Illinois' minimum liability insurance requirements?

The minimums are $25,000 for injury or death of one person, $50,000 for injury or death of more than one person, and $20,000 for property damage in a single crash — and you must be able to show proof of coverage to law enforcement on request.

Written from the official Illinois Rules of the Road — Owning a Vehicle ↗· Last checked: 2026-07-10· Reviewed by the PassPrep editorial team· How we verify →

Sample questions

Three questions from the Owning a Vehicle bank with the correct answer and an explanation. The practice quiz above draws 30 questions at random from the same bank.

  1. When you buy a vehicle from a dealer, what must the dealer send to the Secretary of State within 20 days of purchase?

    • An Application for Vehicle Transaction(s), a signed title or origin certificate, and separate payments for fees and sales tax — Correct answer
    • Only a copy of the buyer's driver's license
    • Only the buyer's proof of insurance
    • Nothing; the buyer handles all paperwork

    Explanation: Within 20 days of purchase, the dealer must send an Application for Vehicle Transaction(s), a properly signed Certificate of Title or Certificate of Origin, and separate payments for fees and sales tax to the Secretary of State.

    Handbook: Owning a Vehicle — Purchasing from a Dealer

  2. How does sales tax on a vehicle purchase vary in Illinois?

    • It varies depending on the city or county where the vehicle is purchased — Correct answer
    • It is the same flat rate everywhere in the state
    • It depends only on the buyer's age
    • There is no sales tax on vehicles in Illinois

    Explanation: Sales tax on a vehicle varies depending on the city or county where the vehicle is purchased.

    Handbook: Owning a Vehicle — Purchasing from a Dealer

  3. When buying a vehicle from a private owner, what must the Secretary of State receive within 20 days of ownership?

    • An application, a signed title in the seller's name, fees, and Vehicle Use Tax — Correct answer
    • Only a bill of sale
    • Only the license plates from the seller
    • Proof of insurance only, with no fees due

    Explanation: Within 20 days of ownership, the Secretary of State must receive an Application for Vehicle Transaction(s), a properly signed Certificate of Title in the seller's name, payment of fees, and payment of Vehicle Use Tax.

    Handbook: Owning a Vehicle — Purchasing from a Private Owner