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출처: Real Estate Principles (National/General)마지막 확인: 알 수 없음 · 아직 확인되지 않음
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General Principles of Agency
Creation and termination of agency, agency types (single/dual/designated), fiduciary duties (OLD CAR), client vs customer, agency disclosure, and licensee obligations.
Practice of Real Estate
Brokerage operations, trust-account handling, Fair Housing, advertising rules, antitrust, MLS, property management, and risk management.
Property Ownership
Real vs. personal property, fixtures, the bundle of rights, freehold and leasehold estates, concurrent ownership, common-interest ownership, rights, and liens.
Contracts
Contract classifications and essential elements, performance and remedies, listing and buyer-broker agreements, purchase contracts, contingencies, options, and installment contracts.
Valuation and Market Analysis
Concept of value, economic principles, the three approaches to value (sales comparison, cost, income), depreciation, the appraisal process, CMA and BPO, and valuation math.
Financing
Mortgage theory & instruments, loan types and programs, PMI/LTV, points & interest, primary vs. secondary markets, foreclosure, and federal financing regulations (TILA/Reg Z, TRID, RESPA, ECOA).
Property Disclosures
Material-defect & condition disclosure duties, latent defects, lead-based paint (pre-1978), environmental hazards, flood zones, and CERCLA liability.
Real Estate Calculations
Area & measurement, commission and net-to-seller, finance math (LTV, points, per-diem interest, PITI), proration, property & transfer taxes, and investment math (ROI, cap rate, GRM). Every item shows a step-by-step solution.
Transfer of Title
Deed elements and types, voluntary and involuntary alienation, recording and notice, chain of title, marketable title, title insurance, and the escrow/closing process.
Land Use Controls and Regulations
Police power and zoning, master plans and subdivision regulation, the four government powers (PETE) incl. eminent domain and taxation, and private controls (CC&Rs, easements, deed restrictions).