North Carolina — Fair Housing — North Carolina Real Estate — State Law Practice Test

This North Carolina Real Estate — State Law North Carolina — Fair Housing practice set has 10 practice questions based on the official exam materials, each with an instant explanation.

Sample questions

Three questions from the North Carolina — Fair Housing bank with the correct answer and an explanation. The practice quiz above draws 10 questions at random from the same bank.

1. Under the North Carolina State Fair Housing Act (G.S. Chapter 41A), which list correctly states the classes protected against housing discrimination?

   • Race, color, religion, sex, national origin, handicapping condition, and familial status — Correct answer
   • Race, color, religion, sex, and national origin only — handicap and familial status are not covered in NC
   • The federal seven plus age, marital status, sexual orientation, and source of income added by NC
   • Only race and color, because those are the sole classes the NC statute names

   Explanation: The NC State Fair Housing Act (G.S. §41A-4) protects the same seven classes as the federal Fair Housing Act: race, color, religion, sex, national origin, handicapping condition (disability), and familial status. NC does NOT add any class beyond the federal seven (the statute uses the term 'handicapping condition' for disability). Protected class（受保护类别）: a characteristic the law forbids using to discriminate in housing. (G.S. §41A-4)

   Handbook: North Carolina Fair Housing — Protected classes mirror the federal seven (NC State Fair Housing Act, G.S. §41A-4)

2. A North Carolina buyer asks a broker whether NC's State Fair Housing Act adds any protected class — such as sexual orientation, age, or source of income — that the federal Fair Housing Act does not include. What is the most accurate answer?

   • NC's statute mirrors the federal seven classes and adds no new statewide protected class — Correct answer
   • NC adds sexual orientation and gender identity as statewide protected classes
   • NC adds age and source of income as statewide protected classes
   • NC has no state fair housing statute, so only the federal classes apply

   Explanation: The NC State Fair Housing Act (G.S. §41A-4) protects exactly the federal seven classes (race, color, religion, sex, national origin, handicapping condition, familial status) and does NOT add sexual orientation, age, marital status, or source of income at the state level. (Some local NC ordinances may add classes, but the state statute itself does not.) The testable point: NC mirrors the federal seven with no statewide additions. Substantially equivalent（实质等同）: NC's law tracks the federal classes so HUD certifies it. (G.S. §41A-4)

   Handbook: North Carolina Fair Housing — NC adds no class beyond the federal seven (G.S. §41A-4)

3. A North Carolina broker directs minority buyers only toward neighborhoods the broker considers 'a better fit for them' and steers others away from those same areas. Under the NC State Fair Housing Act, this practice is called what?

   • Steering — a prohibited discriminatory act under G.S. §41A-4 — Correct answer
   • Blockbusting — a lawful marketing technique in NC
   • Permissible client matching, since the broker is trying to help buyers feel comfortable
   • Redlining — refusal of a mortgage loan by a lender

   Explanation: Steering — channeling prospects toward or away from particular areas based on a protected characteristic — is a prohibited discriminatory act under the NC State Fair Housing Act (G.S. §41A-4), including representing that property is unavailable or failing to show listings because of a protected class. The buyer, not the broker, chooses the neighborhood. Steering（引导/区域引导）: directing buyers toward or away from areas based on a protected class — prohibited. (G.S. §41A-4)

   Handbook: North Carolina Fair Housing — Steering is a prohibited act (G.S. §41A-4)