Workers' comp: 🔴 Ask — don't assume. Workers' compensation is state law, not federal: the U.S. Department of Labor sends workers injured at private companies to their state workers' compensation board, and the rules and exemptions vary by state. A W-2 job is the side of the line the system was built for — 1099/gig work sits outside it entirely — but that alone does not mean your employer carries it. In Texas, for example, private employers can choose whether to carry workers' comp at all: it is not required in most cases, and an employer without it is called a 'non-subscriber' (Texas Department of Insurance). So ask your employer whether they carry workers' compensation, and look up your state's board. But cash 'under the table' work carries NO workers' comp and no record: if you're hurt on that job you're on your own. A busy hot kitchen is a real-hazard workplace, so this protection matters.
Source: U.S. DOL — Workers' Compensation (state-administered; contact your state board) · last checked 2026-07-16 Common hazards: A commercial kitchen is a real-hazard workplace. The main risks: burns and scalds from grills, fryers, hot oil, steam, and pans; cuts and lacerations from knives, slicers, and mandolines; slips, trips, and falls on wet or greasy floors; strains from lifting stock and standing all shift; heat stress by the line; and fire/flare-ups. These are neutral facts, not scare tactics. Standard protections: slip-resistant shoes, cut gloves for slicing, side towels and mitts for hot pans, careful knife handling, and clean, dry floors — and a W-2 employer's workers' comp behind you if something happens.